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Tuesday, 19 May 2009 |
An E109 is issued where an individual continues working and paying National Insurance contributions in the United Kingdom, and this then, affords health cover for their named dependants.
The E109 is a unique “E” form, in that the named certificate holder is not actually covered by the form itself. So, unlike their named dependants, they themselves have no access to the French health system by affiliation through the E109.
In practical terms, what this means for the dependents is that they will not be issued with a Carte Vitale, and consequentially, neither will they will be issued with a ‘Mutuelle’ card.
Despite this, as the named dependents are still covered under the French health system, it will mean they have the longer drawn out process of having to make any necessary payment, at say the pharmacy, or their médecin traitant, initially, and then submitting the necessary paperwork to CPAM and the insurer.
In the event of hospitalisation, a request for a ‘bon de prise en charge’ should be made to the insurer. In this case, the insurer will then issue a ‘guarantee’ to settle their share of the policyholder’s proportion of the invoice direct with the hospital concerned.
Need help understaning E-Forms? Click here for a simple explanation...
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Last Updated ( Thursday, 04 June 2009 )
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